As the nation's largest community credit union, we begin every day focused on delivering superior financial products and services for our 1.3 million members and more than $30 billion in managed assets. Our work has an economic impact as we support our members' financial goals. We are unapologetic about being devoted to our members and the communities we serve. Our business is guided by our people helping people philosophy which includes our team members. BECU has been in business for more than 85 years, driven by unwavering core values and a dedication to improving the communities we serve. While we have a rich history, the future of our company, accelerated by business and technology transformation, is even brighter. There's never been a better time to work for BECU. To learn more visit becu.org/careers. **PAY RANGE** The Target Pay Range for this position is $147,800-$180,600 annually. The full Pay Range is $114,700-$213,700 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. **BENEFITS** Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our companys 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here . **Impact youll make:** Ready to elevate your career and be one of the masterminds behind our financial strategies? As the Hedging Analytics Manager, you are the heartbeat of our Mortgage Servicing Rights (MSR) and Fair Value Mortgage portfolio (FVMP) hedge strategy. Dive deep into the world of quantitative financial analysis and chart our course towards robust performance. Your role isn't just about oversight; it's about crafting a solid framework to navigate the tricky waters of interest rate risk. With your expert touch, our models will thrive, our assumptions will be razor-sharp, and our documentation impeccable. Dive in and let's shape the future of finance together, with your insights lighting the way! **What youll do:** + **Framework Architect:** Craft a robust blueprint to navigate MSR risk using tools like Swaps, Options, and TBAs. You're the navigator of this ship! + **Market Expert:** Oversee our MSR and FVMP portfolios, ensuring we're always in line with risk limits and P&L targets. Your strategies will be our guiding star in every market climate. + **Performance Pro:** Dive deep into hedge P&L, refine strategies on-the-go, and keep our hedging game top-notch. + **Pricing Principles:** Sync up with external valuation wizards, resolve mysteries, and ensure we're always on the same page with pricing principles. + **Analytic Innovator:** Champion the creation of cutting-edge analytical routines, ensuring we're always a step ahead in hedge-related quantitative analysis. + **Risk Wrangler:** Propose those crucial interest rate risk limits for MSR and FVMP, ensuring our portfolios are always in safe hands. + **Strategic Partner:** Using your gift of communication and consultation skills, team up with the Financial Planning and Analysis crew, making annual planning and CPST analyses a breeze. + **Documentation Wizard:** Ensure our model docs are comprehensive and up to date, ticking every box for compliance and regulations. + **Engagement Champion:** Join forces with the ERM and Audit teams, ensuring our model validation and performance are spot on. **_***RELOCATION OFFERED TO LIVE WITHIN THE FOLLOWING STATES: AZ, GA, ID, OR, SC, TX, WA***_** **QUALIFICATIONS** **Minimum Qualifications:** + Bachelors degree in Finance, Economics, Mathematics, Engineering, or related field + Minimum 7 years of hedging and quantitative or related experience at financial institutions + Advanced working knowledge on mortgage, fixed income market, derivative trading, portfolio hedge and risk management + In-depth understanding of financial models such as prepayment model and term structure model + Experience developing and implementing hedge strategy using derivatives **Desired Qualifications** : + Advanced degree preferred + Direct experience with MSR hedging + Deep understanding of MSR valuation principles, assumptions and risk metrics + Programming skills with SQL, Excel VBA, R and Python preferred **EEO Statement:** BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status. **Job Alerts:** If you would like to be kept informed of new potential opportunities, click here (https://becu.wd1.myworkdayjobs.com/en-US/External/jobAlerts) . You will be asked to create an account if you do not already have one. From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. More than 80 years and one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future. As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before--but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.

As the nation's largest community credit union, we begin every day focused on delivering superior financial products and services for our 1.3 million members and more than $30 billion in managed assets. Our work has an economic impact as we support our members' financial goals. We are unapologetic about being devoted to our members and the communities we serve. Our business is guided by our people helping people philosophy which includes our team members. BECU has been in business for more than 85 years, driven by unwavering core values and a dedication to improving the communities we serve. While we have a rich history, the future of our company, accelerated by business and technology transformation, is even brighter. There's never been a better time to work for BECU. To learn more visit becu.org/careers. **PAY RANGE** The Target Pay Range for this position is $100,900-$123,200 annually. The full Pay Range is $78,400-$145,800 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role. **BENEFITS** Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our companys 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here . **IMPACT YOULL MAKE:** The Senior Quality Assurance Risk Analyst at BECU plays a critical role in enhancing BECUs lending operations by identifying, testing, and reporting on the effectiveness of controls used to manage risk in the business. In this role, you will leverage your expertise to identify concerns and opportunities in the credit control environment and provide valuable advice to line of business stakeholders on action plans to address the issues identified. **WHAT YOULL DO:** + **Knowledge of BECU Competencies, compliance, regulatory, and Information Protection requirements:** Perform all responsibilities in accordance with BECU Competencies, compliance, regulatory, and Information Protection requirements. + **Conduct risk-based quality assurance testing:** Plan, perform, and supervise risk-based quality assurance testing designed to add value and improve BECUs risk control environment. + **Engage stakeholders and provide feedback:** Lead stakeholder engagement, perform testing, maintain detailed and accurate work papers, provide constructive feedback to the engagement team, and finalize the findings into a summary report with sufficient details to support the results. + **Identify and evaluate risks:** Identify risks related to BECU processes and evaluate controls used to manage those risks, based on their impact to the achievement of BECUs strategic objectives and goals. + **Ensure proper escalation of issues:** Ensure that issues are properly sized and escalated appropriately. + **Support training and management:** Act as a resource for training of quality assurance staff and assist management as a backup during absences. + **Reporting:** Collect information and prepare detailed reporting of results. + **SME control environment and testing:** Advise management teams of results of reviews and serve as a subject matter expert on the control environment and testing strategies. + **Collaborate with business leadership:** Work closely with business leadership and management teams on action plans and provide credible challenge as needed to ensure effectiveness of action plans. + **Monitor and adjust strategies:** Monitor effectiveness and compare results of test strategies using internal and external data and adjust accordingly to address gaps and improve effectiveness of the quality control programs. **QUALIFICATIONS:** **Minimum Qualifications:** + Bachelors degree, or equivalent work or educational experience required. Advanced degree preferred. + Minimum five years of experience working in risk management, audit, quality assurance, or related environment required. Supervisory or management experience preferred. + Knowledge of all aspects of lending life cycle and controls required to manage risks throughout. **Desired Qualifications** + Familiarity with the design and execution of risk-based auditing and/or quality assurance strategies and their application to various loan products and processes. + Proficient verbal and written skills required to effectively communicate and provide customer service to partners and stakeholders within the organization. + Strong working knowledge of Microsoft Office products including Visio, PowerPoint and Excel required. **EEO Statement:** BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status. **Job Alerts:** If you would like to be kept informed of new potential opportunities, click here (https://becu.wd1.myworkdayjobs.com/en-US/External/jobAlerts) . You will be asked to create an account if you do not already have one. From our very beginning, BECU has been about people helping people. As a financial services cooperative, our purpose has and always will be the same: we work together to best serve our members and improve the financial well-being of our community. More than 80 years and one million members later, we're still rooted in our values, practices and mission - and even more passionate about our future. As one of the nation's leading credit unions, we're not driven by profit. We're owned by our members and their interests are at the core of everything we do. Now we're growing faster than ever before--but we'll never forget our roots. To continue doing right by our members, we believe we must first do right by our people. Here, you'll receive the resources and support you need to learn, grow and build a meaningful career. Because we know it's our people who make us special.

As the nation's largest community credit union, we begin every day focused on delivering superior financial products and services for our 1.3 million members and more than $30 billion in managed assets. Our work has an economic impact as we support our members' financial goals. We are unapologetic about being devoted to our members and the communities we serve. Our business is guided by our people helping people philosophy which includes our team members.BECU has been in business for more than 85 years, driven by unwavering core values and a dedication to improving the communities we serve. While we have a rich history, the future of our company, accelerated by business and technology transformation, is even brighter. There's never been a better time to work for BECU.To learn more visit becu.org/careers.**PAY RANGE**The Target Pay Range for this position is $100,900-$123,200 annually. The full Pay Range is $78,400-$145,800 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.**BENEFITS**Employees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our companys 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here .**IMPACT YOULL MAKE** **:**The Sr Credit Risk Analyst plays a crucial role in shaping and implementing risk analytics and monitoring for BECU Credit Card and Other Unsecured lending portfolios. By leading discovery and measurement of risks, youll ensure adherence to credit union governance standards and play a key role in creating, implementing, and maintaining Credit Risk Management reporting and analytic frameworks. Acting as a representative between the department and other stakeholders, you will have a significant impact on the credit risk initiatives and portfolio origination, as well as member advocacy programs.***This role can be done remotely from WA, OR, ID, AZ, TX, SC, or GA.**WHAT YOULL DO** **:**+ **Execute Data Discovery and Aggregation:** Explore and aggregate data across multiple large databases to uncover actionable insights.+ **Develop Credit Risk Management-Centered Reporting:** Create recurring and ad-hoc reporting suites to monitor loan portfolios and identify trends.+ **Investigate Risk Management Processes:** Analyze data and collaborate with business unit personnel to validate data practices.+ **Conduct In-Depth Credit Risk Analysis:** Identify potential threats and opportunities within loan portfolios using statistical evaluation and modeling techniques.+ **Partner with Senior Leadership:** Support credit risk initiatives and drive changes to the risk appetite by providing valuable insights and analysis.+ **Mentor Junior Department Staff:** Guide and encourage the development of junior staff members to improve overall department performance.+ **Ensure Compliance:** Guarantee adherence to federal and state regulations and maintain necessary operational audit and management information reporting.+ **Support Employee and Member Advocacy:** Design and implement programs that advocate for employees and members, collaborating with internal and external resources.**MINIMUM QUALIFICATIONS** **:**+ Bachelor's degree in a quantitative or business field, or equivalent experience required.+ Minimum 5 years of functional experience in credit risk analytics.+ Experience with analysis of portfolio performance and articulating results and desired outcomes from a risk management perspective.+ Working experience using quantitative software and database querying tools (e.g., SAS, SQL, Python).+ Working experience using presentation development software (e.g., Tableau, PowerBI, PowerPoint).**DESIRED QUALIFICATIONS** **:**+ Advanced degree.+ Experience working with Credit Card and/or Other Unsecured Lending products.+ Experience in the financial services industry.+ Proficient PC skills (Microsoft Office, Excel, Word, etc.) with the ability to learn new software quickly.+ Project management experience.+ Demonstrated ability to collect pertinent data, establish facts and draw valid conclusions.+ Strong verbal and written communication skills.**EEO Statement:**BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.#J-18808-Ljbffrby Jobble

BECU Senior Credit Risk Analyst - Credit Card/Other Unsecured Remote , Idaho Apply Now As the nation's largest community credit union, we begin every day focused on delivering superior financial products and services for our 1.3 million members and more than $30 billion in managed assets. Our work has an economic impact as we support our members' financial goals. We are unapologetic about being devoted to our members and the communities we serve. Our business is guided by our people helping people philosophy which includes our team members.BECU has been in business for more than 85 years, driven by unwavering core values and a dedication to improving the communities we serve. While we have a rich history, the future of our company, accelerated by business and technology transformation, is even brighter. There's never been a better time to work for BECU.To learn more visit becu.org/careers.PAY RANGEThe Target Pay Range for this position is $100,900-$123,200 annually. The full Pay Range is $78,400-$145,800 annually. At BECU, compensation decisions are determined using factors such as relevant job-related skills, experience, and education or training. Should an offer for employment be made, we will consider individual qualifications. In addition to your salary, compensation incentives are available for the hired applicant. Incentives are performance based and targets vary by role.BENEFITSEmployees and their eligible family members have access to a wide array of employee benefits, such as medical, dental, vision and life insurance coverage. Employees have access to disability and AD&D insurance. We also offer health care and dependent care flexible spending accounts, as well as health savings accounts, to eligible employees. Employees are able to enroll in our companys 401k plan and employer-funded retirement plan. Newly hired employees accrue 6.16 hours of paid time off (PTO) on a per pay period basis based on hours worked (up to a maximum of 160 PTO hours per year) and receive ten paid holidays throughout the calendar year. Additional details regarding BECU Benefits can be found here .IMPACT YOULL MAKE :The Sr Credit Risk Analyst plays a crucial role in shaping and implementing risk analytics and monitoring for BECU Credit Card and Other Unsecured lending portfolios. By leading discovery and measurement of risks, youll ensure adherence to credit union governance standards and play a key role in creating, implementing, and maintaining Credit Risk Management reporting and analytic frameworks. Acting as a representative between the department and other stakeholders, you will have a significant impact on the credit risk initiatives and portfolio origination, as well as member advocacy programs.* This role can be done remotely from WA, OR, ID, AZ, TX, SC, or GA.WHAT YOULL DO :Execute Data Discovery and Aggregation: Explore and aggregate data across multiple large databases to uncover actionable insights.Develop Credit Risk Management-Centered Reporting: Create recurring and ad-hoc reporting suites to monitor loan portfolios and identify trends.Investigate Risk Management Processes: Analyze data and collaborate with business unit personnel to validate data practices.Conduct In-Depth Credit Risk Analysis: Identify potential threats and opportunities within loan portfolios using statistical evaluation and modeling techniques.Partner with Senior Leadership: Support credit risk initiatives and drive changes to the risk appetite by providing valuable insights and analysis.Mentor Junior Department Staff: Guide and encourage the development of junior staff members to improve overall department performance.Ensure Compliance: Guarantee adherence to federal and state regulations and maintain necessary operational audit and management information reporting.Support Employee and Member Advocacy: Design and implement programs that advocate for employees and members, collaborating with internal and external resources.MINIMUM QUALIFICATIONS :Bachelor's degree in a quantitative or business field, or equivalent experience required.Minimum 5 years of functional experience in credit risk analytics.Experience with analysis of portfolio performance and articulating results and desired outcomes from a risk management perspective.Working experience using quantitative software and database querying tools (e.g., SAS, SQL, Python).Working experience using presentation development software (e.g., Tableau, PowerBI, PowerPoint).DESIRED QUALIFICATIONS :Advanced degree.Experience working with Credit Card and/or Other Unsecured Lending products.Experience in the financial services industry.Proficient PC skills (Microsoft Office, Excel, Word, etc.) with the ability to learn new software quickly.Demonstrated ability to collect pertinent data, establish facts and draw valid conclusions.Strong verbal and written communication skills.EEO Statement:BECU is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, veteran status, disability, sexual orientation, gender identity, or any other protected status.#J-18808-Ljbffrby Jobble

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